Get Free Presentation On Our Home Marketing.
Before signing a contract with any real estate agent, make sure you know EXACTLY how your home will be marketed.
Find Out More >
View All Offers >
|
"He Sold Our House for Full Price!"
"After just 10 days on the market, he sold our house for full price. Thanks John!"
– Roger and Sandi Kitchen
Read Quote >
View All Quotes >
|
|
|
|
Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from John Morley, a proven Huntsville, Madison and Hampton Cove, Alabama NUMBER1EXPERT™ Top Selling real estate agent. Find Huntsville, Madison and Hampton Cove Homes - Find Huntsville, Madison and Hampton Cove, Alabama real estate listings & homes for sale provided by John Morley, your local expert real estate agent. For Home Buyers - Get home buying information, the latest listings, mortgage informaiton, expert advice, and much more from John Morley, a proven Huntsville, Madison and Hampton Cove, Alabama NUMBER1EXPERT™ Top Selling real estate agent. For Home Sellers - Get home selling information, fsbo information, expert advice, find out what your home and other homes in your neighborhood are selling for, and much more from John Morley, a proven Huntsville, Madison and Hampton Cove, Alabama NUMBER1EXPERT™ Top Selling real estate agent. Huntsville, Madison and Hampton Cove Information - Find local information on Huntsville, Madison and Hampton Cove, Alabama including schools reports, local maps and links, things to do, area photos, and relocation information. Local information provided by John Morley, a proven NUMBER1EXPERT™ Top Selling real estate agent. Real Estate Resources - Find real estate related resources including real estate news, tips, dictionary, trivia, mortgage calculators and information, local real estate related services, and much more from John Morley, a proven Huntsville, Madison and Hampton Cove, Alabama NUMBER1EXPERT™ Top Selling real estate agent. About John Morley - Information about John Morley including testimonials, guarantees, credentials, and contact information. Learn why John Morley is a proven Huntsville, Madison and Hampton Cove, Alabama NUMBER1EXPERT™ Top Selling real estate agent. 
Please Sign Up For The Latest Listings and the Latest Real Estate News
 |
Financing Your Home >Mortgage Fears
It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!
Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.
Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.
|
|
| Q |
What has a tremendous impact on the U.S. economy, comprising between $10-$15 trillion of the nation's wealth?
|
| A |
Real Estate--it goes through cycles, but still has a long-term record of strong investment return. |
 See More Real Estate Trivia > |
|
|
John Morley
Morley Real Estate Group
923 Merchants Walk Suite B
Huntsville, AL 35801
256-382-3737
Fax: 1-800-882-2913
johnm@morleygroup.com
Many agents think their most important job is satisfying the customer. I don’t think that’s true. I believe that satisfying the customer is simply the minimum requirement for staying in business. We work constantly to improve our systems, processes and services to go well beyond the standard level of “service” provided by most agents.
We want to make you so satisfied with your decision to hire us that you will gladly refer us to your friends and family.    
www.johnmorleyrealtor.com is brought to you by
John Morley
NUMBER1EXPERT™ in real estate for
Huntsville, Madison and Hampton Cove, Alabama Read Morley's
Privacy Guarantee,
Terms of Service,
and
Free & Without Obligation Pledge
|
NUMBER1EXPERT®
© Best Image Marketing and/or its clients.
All rights reserved. All information deemed reliable but not guaranteed.
|
- NUMBER1EXPERT™ 
